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What is the difference between pet insurance and a pet wellness plan?

Wellness plans and pet insurance are two different options for helping make your pet’s healthcare more affordable. Here's a little from our Memphis vets on the benefits and differences of each of these options.

Protecting Your Pet's Future

Wellness plans and pet insurance policies both offer benefits, but they are very different. So, when it comes to veterinary care, it’s important to understand which services your pet is and isn't covered for. Understanding before you visit the vet means you won't be left out of pocket after your pet's appointment, or when planning the payment for your pet's treatment. 

What is a wellness plan?

When it come to routine veterinary care, Wellness plans can help you cover the cost and, unlike pet insurance, you only pay for the treatments and services you use.

Wellness plans allow you to adopt a more proactive approach to veterinary care by paying a small monthly amount. These plans help your vet spot early signs of any conditions or diseases that your pet may have, before they become more serious, and treatment becomes potentially more expensive.

What does a wellness plan cover?

Routine vet care such as microchipping, vaccinations and dental care are generally covered by Wellness plans. These plans help you to improve and maintain the standard of your pet's overall health, throughout their lifetime, by spreading out the cost of non-emergency vet visits.

What is pet insurance?

Pet insurance steps in to help cover non-routine veterinary bills if your pet requires emergency veterinary care.

Treating an illness like cancer or diabetes, or emergency treatment, can quickly become very expensive. The financial assistance provided by pet insurance means you have help to pay the bills for the treatment of any conditions and accidents covered by your pet insurance policy.

What does pet insurance cover?

Generally, pet insurance will cover emergency treatment needed after accidents or treatment for illnesses. Pet insurance may also include the treatment of hereditary and congenital conditions, orthopedic conditions, and prescription medications that your pet requires.

How do I choose which option to buy?

Some pet owners subscribe to both wellnes plans and pet insurance to ensure their pet has complete protection, others opt for just one of these options. It's important to understand exactly how wellness plans and pet insurance can benefit you and your pet, so that you can decide which plan or plans work best for you.

For help deciding what is right for your pet, based on their particular needs and concerns, talk to your vet.

Our Pet Wellness Plans provide Memphis pet owners with a cost-effective option for preventive veterinary services. Choose the Wellness Plan that's right for your pet.

Looking for a vet in Memphis?

We're always accepting new patients, so contact our veterinary hospital today to book your pet's first appointment.

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Client Comments About Our Quality of Care

  • This is the best animal hospital I have ever been to. The entire staff is compassionate, friendly, and very genuine. They treat me and my animals with respect. The vets are very patient and very educated. I have only good things to say!
    - Lindsey F.

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